Insurance agents in BC are licensed by the Insurance Council of BC. General insurance has Level 1 and Level 2; life insurance needs the LLQP course and exams.
LLQP courses: the Insurance Council of BC lists the approved Harmonized LLQP course providers. See the Council’s LLQP course provider list.
| Detail | Source | |
|---|---|---|
| Regulator · Url | Official page | source |
| Noc | 63100 Insurance agents and brokers | source |
| General level 1 | Education: IBABC Fundamentals of Insurance (FOI), CAIB 1, CIP C11 + C130, or equivalent; results valid 1 year. Level 1 must be supervised, cannot sign contracts, at least 60% salary | source |
| General level 2 | Education: FOI + CAIB 2 and 3, or CAIB 1-3, or CIP C11/C130/C131, or equivalent | source |
| Llqp | Life agent: complete a Council-approved Harmonized LLQP course, pass LLQP exams within 1 year, apply within 1 year of exams; Council Rules Course mandatory | source |
| Llqp exam fees | Metro Vancouver: all four modules in one day $210; single module $80; rewrite $80 | source |
| Course fees | Council Rules Course $160 (life/A&S or general/adjusters) | source |
| Regulator fees | Individual licence application $415 ($390 + $25 government fee; +$25 if issued March 1-May 31); annual licence fee $375; late annual fee +$260; general insurance trainee application $100 | source |
| Adjuster | Separate Insurance Council adjuster licences (Levels 1-3, sole-proprietor, temporary). Level 1 is entry level and may adjust only under direct supervision of a Level 2 or 3 adjuster; education: IIC General Insurance Essentials C81 and C82 (or ILScorp Level 1 Adjuster Licensing Program); exam results valid 12 months; Level 2 must represent a licensed adjusting firm | source |
| Sponsor | Level 1 general: must be sponsored (employed) by a licensed insurance agency | source |
| Errors and omissions | All licensees need E&O of at least $1,000,000 per claim and $2,000,000 aggregate (Council Rule 7(11)) | source |
| Continuing education | Per licence period June 1-May 31: life and A&S agents 15 credits; general agents and salespersons 8; adjusters 8 | source |
| Criminal record check | Required for a standard licence: Council suitability requirements, a criminal record check and the Council Rules Course (waived only for temporary catastrophe adjuster licences) | source |
| Pay | Insurance agents and brokers (NOC 63100), B.C.: low $21.00/h, median $30.24/h, high $53.37/h; annual earnings $56,585 (B.C. LMI Office, 2025 Job Bank wage data) | source |
| Funding 1 | WorkBC Centres: free employment services; may fund training if needed to get a job (eligibility assessed by the centre) | source |
| Funding 2 | B.C. Employer Training Grant (employer-applied): 80% of training costs up to $10,000 per participant | source |
| Funding 3 | not published No regulator-specific bursary found on regulator pages (checked in earlier builds) | |
| Licence steps 1 | Education: IBABC Fundamentals of Insurance (FOI), CAIB 1, CIP C11 + C130, or equivalent; results valid 1 year. Level 1 must be supervised, cannot sign contracts, at least 60% salary | source |
| Licence steps 2 | Level 1 general: must be sponsored (employed) by a licensed insurance agency | source |
| Licence steps 3 | Required for a standard licence: Council suitability requirements, a criminal record check and the Council Rules Course (waived only for temporary catastrophe adjuster licences) | source |
| Licence steps 4 | Individual licence application $415 ($390 + $25 government fee; +$25 if issued March 1-May 31); annual licence fee $375; late annual fee +$260; general insurance trainee application $100 | source |
| Licence steps 5 | All licensees need E&O of at least $1,000,000 per claim and $2,000,000 aggregate (Council Rule 7(11)) | source |
| School and city | Program and approval | Length | Intakes | Cost | Link |
|---|---|---|---|---|---|
| Insurance Brokers Association of BC (IBABC) Online / B.C. · Industry association | Fundamentals of Insurance (Level 1) Listed in Council qualification policy source | Not published | Not published | $594 members / $694 non-members + $165 textbook source | Program page |
| Insurance Institute of Canada Online / B.C. · Industry association | BC Level 1 broker/adjuster licensing program (CIP C11 + C130) Listed in Council qualification policy source | Self-study kit: up to 4 months source | Price not published, ask provider | Price not published, ask provider | Program page |
| Douglas College (IIC college partner) New Westminster · Public | IIC Level 1 classes IIC college partner source | Not published | Not published | $706 | Program page |
The Insurance Council of BC publishes a list of approved LLQP course providers. Take the course from one of them, pass the exams within a year and apply within a year of passing.
Level 1 agents work under supervision for a licensed agency and cannot sign contracts. Level 2 needs more education (for example CAIB 1–3 or CIP courses).
The Council lists $415 to apply ($390 plus a $25 government fee), a $375 annual fee and a $160 Council Rules Course.
Yes. Life and accident and sickness agents need 15 credits each licence year (June 1 to May 31); general agents need 8.
This page relies on the official pages below. Rules, fees and processes change, so check the authority before you apply or spend money.
Links checked November 1, 2026. Found an error or a broken link? Report it.